Working capital is the fuel your business needs to operate daily. Whether you need to stock inventory, pay suppliers, or cover operational expenses, Mos Rola Enterprises LTD provides fast and flexible working capital solutions tailored to your business needs.
Loan Amount: ₦50,000 and above
Interest Rate: 16% per annum (₦50,000+) · 18% – 20% per annum (₦1,000,000+)
Form Fee: ₦1,000 – ₦4,000 depending on amount
Tenor: 2 to 3 months maximum
Approval: Within 24 to 48 hours
Why choose our Working Capital
Fast Approval
Get approved within 24 to 48 hours. We understand that time is money, and we move quickly to get you the capital you need.
Flexible Terms
Repayment structures shaped around your cash flow — not one-size-fits-all schedules. Maximum tenor of 2 to 3 months.
Transparent Rates
Clear, competitive rates with no hidden fees. Interest rates start from 16% per annum for loans of ₦50,000 and above.
Minimal Documentation
We keep the process simple. No unnecessary paperwork — just the essentials to get you funded fast.
Who is this for
Working capital from Mos Rola Enterprises LTD is ideal for:
- Retailers needing to stock inventory for peak seasons
- Wholesalers requiring funds to purchase bulk goods
- Manufacturers needing raw materials for production
- Service providers covering operational expenses
- Traders bridging payment cycles
- Any business needing short-term cash flow support
Requirements for ₦1,000,000+
For loans of ₦1,000,000 and above, the following are required:
- Collateral: Valued at 2x the proposed loan amount
- Bank Statements: Last 6 months
- Guarantor: 1 guarantor required
- Cheques: 8 open cheques from applicant and guarantor
- Identification: NIN for applicant and guarantor
- Passport Photographs: Applicant and guarantor
- Proof of Address: Utility bill for applicant and guarantor
How to apply
Applying for working capital with Mos Rola Enterprises LTD is simple and straightforward:
- Step 1: Complete our online application form with your business details
- Step 2: Submit the required documents, including business registration, bank statements, and identification
- Step 3: Our team reviews your application and contacts you within 24 hours
- Step 4: Once approved, funds are disbursed to your account
Ready to apply? Click the button below to start your application. Our team is here to guide you through every step.