Everything you need to know about Mos Rola Enterprise — from loans to applications and beyond.
How do I apply for a loan?▼
Applying for a loan with Mos Rola is simple. Click the "Apply" button on our website, fill in your personal and business details, and submit your application. Our team reviews applications within 24 hours and reaches out to guide you through the next steps.
💡 Tip: Have your business registration and bank details ready to speed up the process.
What are your interest rates?▼
Our interest rates vary by product type:
Working Capital: From 18% per annum Trade Financing: From 15% per annum Asset Financing: From 12% per annum Project Funding: Custom rates based on scope
📌 All rates are transparent with no hidden fees.
How long does it take to get approved?▼
We prioritize speed without compromising due diligence. Most loan applications are reviewed and approved within 24 to 48 hours of receiving all required documentation.
For existing customers, the process is even faster — sometimes within 4 to 6 hours.
⚡ Expedited review available for returning customers.
What documents do I need to apply?▼
To complete your application, you'll need:
✅ Valid government-issued ID (National ID, Passport, or Driver's License)
✅ Business registration documents (CAC certificate)
✅ Bank statements for the last 3 to 6 months
✅ Proof of address (utility bill or bank statement)
✅ Tax identification number (if applicable)
📎 Need help gathering your documents? We're here to guide you.
Is Mos Rola Enterprise regulated?▼
Yes. Mos Rola Enterprise Limited is a fully registered and compliant financial services company in Nigeria. We operate in full compliance with:
🏛️ Corporate Affairs Commission (CAC)
🏦 Central Bank of Nigeria (CBN) guidelines
🔒 Nigeria Data Protection Regulation (NDPR)
🛡️ Your security and trust are our priority.
Can I repay my loan early?▼
Yes. You can repay your loan early at any time without penalty. We encourage early repayment as it helps you save on interest.
💰 Early repayment reduces the total interest you pay.
What happens if I miss a payment?▼
If you miss a payment, we encourage you to contact us immediately. We are committed to working with our clients to find a solution.
Late payments may incur additional fees and affect your credit rating. We believe in transparent communication and will always work with you to resolve any issues.
📞 Contact us as soon as possible — we're here to help.
Do you offer loans for individuals?▼
Mos Rola Enterprise focuses primarily on business and trade financing. Our products are designed for traders, SMEs, and business owners who need capital for operations, inventory, equipment, and projects.
For personal loans, we recommend contacting our team to discuss your specific needs.