Trade & Business Financing

Financing that moves
with your business.

Mos Rola Enterprises LTD empowers SMEs with practical capital for trade, daily operations, and projects — backed by disciplined processes and a relationship-first mindset.

Explore services → Apply now

🏦

2–3 months

Loan tenor

⚡

Working capital

Loans for traders and business owners who need liquidity to stock, fulfil orders, and keep operations moving.

From 16% interest

Apply now →

What We Do

Our Services

Core services tailored to how you trade, operate, and grow.

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Working Capital

Loans for traders and business owners who need liquidity to stock, fulfil orders, and keep operations moving.

◇

Trade Financing

Structured support for purchasing inventory, bridging payment cycles, and stabilising cash flow.

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Project Funding

Funding aligned to specific initiatives so you can deliver milestones without compromising day-to-day capital.

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Flexible Repayment

Repayment structures shaped around your cash flow — not one-size-fits-all schedules.

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Asset Financing

Funding for equipment, vehicles, and other assets that help your business scale efficiently.

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Invoice Discounting

Unlock cash tied up in unpaid invoices to maintain smooth operations and meet obligations.

Rates & Fees

Transparent Interest Rates

Clear, competitive rates with no hidden charges.

₦50,000- ₦500,000

Daily Payment 20 Working Days

1 Month

₦500,000 – ₦1,000,000

Weekly Payment for 4 weeks

1 Month

₦1,000,000 –

Weekly Payment for 8 weeks

2 Months

₦2,000,000 and above

Maximum Duration of 6 months,

Interest rate per annum

3% upfront interestand 5% monthly interest

Maximum loan tenor: 1 to 6 months

Requirements

Loans of ₦1,000,000 and Above

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2× Collateral

Collateral requirement

Property valuation — market assessment
Clear title — proof of ownership
Valuation report — certified valuer

required

6 Documents

Documentation checklist

Bank statements — last 6 months
Guarantor — 1 individual
Open cheques — 8 cheques
NIN — applicant & guarantor
Passport photos — recent
Proof of address — utility bill

checklist

2–3 Months

Loan tenor

Short-term — working capital
Flexible repayment — cash flow aligned
No hidden penalties — transparent

tenor

16–20% Interest

Interest structure

From 16% — ₦50k – ₦1M
18% – 20% — ₦1M and above
No hidden fees — clear terms

per annum

24–48h Processing

Processing timeline

Application review — same day
Document verification — 24 hrs
Disbursement — upon approval

timeline

1 Guarantor

Guarantor requirement

Verifiable income — stable source
NIN required — identification
Utility bill — proof of address

required

Maximum loan tenor: 1 to 6 months · All documentation must be current and verifiable.

Modupe Akinsola - Founder of Mos Rola Enterprises LTD

Founder & CEO

10+

Years building trust

₦2.4B

Portfolio grown with discipline

Meet Our Founder

Mrs Modupe Angela Yakubu

Founder & Chief Executive Officer

MOS ROLA ENTERPRISES LTD was founded few years ago by the esteemed Mrs Modupe Angela Yakubu. The company has evolved into a trusted player in the finance sector, serving a diverse customer base while remaining steadfast in our commitment to delivering innovative services. Over the years, we have built a legacy of dedication and trust, earning the loyalty of numerous satisfied customers locally and globally.

Her vision for Mos Rola was born from a simple observation: Nigerian businesses need capital that works with them—not against them. She saw that traditional financial institutions were often too rigid, too slow, and too disconnected from the realities of how businesses actually operate.

Under her leadership, Mos Rola has grown from a small startup to a trusted partner for thousands of SMEs across Nigeria.

✓ Clear and transparent funding processes

✓ Repayment structures built around cash flow

✓ Fast decisions with disciplined execution

"We do not just provide capital. We provide confidence, structure, and a funding experience businesses can rely on."

Mrs Modupe Angela Yakubu

Founder & Chief Executive Officer

Read the full story

What We Stand For

What we stand for

The principles that guide everything we do.

Relationship-First

We build lasting partnerships with our clients, understanding their unique needs and goals.

Disciplined Process

Our structured approach ensures clarity, fairness, and consistency in every transaction.

Transparency

Clear terms, honest communication, and no hidden fees — always.

Practical Capital

We provide capital that works for your business — not against it.

Our Team

Meet the people behind Mos Rola

The team driving financial empowerment across Nigeria.

Mrs Modupe Angela Yakubu

CEO & Founder

Visionary leader with a passion for SME growth

Akinsola Ifeoluwa

Accountant

Financial Accuracy Expert

Bernard Deborah

Human Resources

People Development specialist

Ejoha Grace

General Manager

Strategic Business Leader

Obaowo Adedoyin

Manager

Result Driven

Ayike Peter

Portfolio Officer

Cash Management Specialist

Faola Kehinde

Portfolio Officer

Ensuring Accurate Cash Management

Ogungbangbe Sunday

Supervisor

Leading Team with Excellence

Scroll or hover to pause · A team of dedicated professionals

Partners

Trusted by businesses nationwide

Retail & Commerce

Logistics & Transport

Construction & Real Estate

Technology & Services

Agriculture & Agro-Processing

Healthcare & Wellness

Education & Training

Energy & Infrastructure

How it works

Simple process

From application to funding — we make it clear and straightforward.

Apply

Submit your application with basic business information and your funding requirements.

Review

Our team reviews your application and reaches out to discuss your specific needs.

Fund

Once approved, your capital is disbursed quickly so you can get back to business.

Testimonials

What our partners say

Real stories from businesses that have grown with Mos Rola Enterprises.

"Mos Rola Enterprises LTD helped us secure working capital that transformed our inventory management. The process was straightforward and the team genuinely understood our needs."

Chioma Okonkwo

Retail Business Owner

"As a growing SME, we needed flexible financing that could adapt to our cash flow cycles. Mos Rola delivered exactly that — with transparency and professionalism."

Emeka Okafor

Logistics Company

"The project-based funding we received allowed us to expand our operations without disrupting our daily cash flow. A trusted partner in every sense."

Aisha Mohammed

Construction Firm

Financing that moves with your business.

Our Services

Working Capital

Trade Financing

Project Funding

Flexible Repayment

Asset Financing

Invoice Discounting

Transparent Interest Rates

Loans of ₦1,000,000 and Above

Mrs Modupe Angela Yakubu

What we stand for

Relationship-First

Disciplined Process

Transparency

Practical Capital

Meet the people behind Mos Rola

Mrs Modupe Angela Yakubu

Akinsola Ifeoluwa

Bernard Deborah

Ejoha Grace

Obaowo Adedoyin

Ayike Peter

Faola Kehinde

Ogungbangbe Sunday

Trusted by businesses nationwide

Simple process

Apply

Review

Fund

What our partners say

Let's talk about your next step

Financing that moves
with your business.